Legal Notice – Web Site Usage Agreement Terms and Conditions
This page sets forth the terms and conditions under which Gulfstream Property and Casualty Insurance Company and Gulfstream Select Insurance Company (“Gulfstream” or “we”) provides the information on this website, www.gspcic.com, as well as the terms and conditions governing your use of this site. By making use of this website, you agree to be bound by the terms and conditions that appear here. The terms and conditions are subject to updating at any time without notice. If at any time you do not accept the terms and conditions, do not access the web site or any of its pages. Changes to the terms and conditions take effect when posted to the website.
We may terminate, change, suspend or discontinue any aspect of the website, including the availability of any features of the website, at any time.
Laws and Regulations
Access to and use of this website are subject to applicable federal, state and local laws and regulations.
While we cannot guarantee that information transmitted through the Internet is secure, for certain types of communications through this website, Gulfstream may require the use of available technologies or other precautions provided for your protection and/or require you to use user identification information (“userIDs”) and passwords. If you have been assigned a userID for access to restricted sections of this site, you are responsible for all activities executed under your userID and are the only one who may use it. You are responsible for protecting your userIDs and passwords from disclosure to third parties and you are not permitted to avoid the use of required encryption technologies. It is a violation of these terms and conditions for you to allow another person to use your userID and its associated passwords, use the userID and password assigned to another person, or attempt to gain access to resources for which you are not authorized. Accessing a computer without authorization or exceeding authorized access is a serious breach of security and may constitute a criminal act.
Warranty & Liability – Disclaimer
Gulfstream specifically disclaims all warranties with respect to this website or your use thereof. All information on the website, including but not limited to graphics, text, and links to other sites, is provided “as is” and “as available” and may be changed without prior notice. We do not warrant the content, quality, condition, accuracy, adequacy or completeness of this information.
Other than as required by applicable consumer protection law or insurance law, if any, in no event will Gulfstream be liable for errors or omissions in this information or for any losses or damages, direct, indirect, incidental, special or consequential resulting from your use or misuse of, or reliance on, any such information. The information is provided without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and freedom from computer viruses or similar disabling devices. You are responsible for evaluating the accuracy, completeness or usefulness of any information, advice or other content available on this website.
Gulfstream expressly disclaims any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, special, incidental or consequential damages, losses or expenses arising in connection with your use of or inability to use this site or any other website linked to this site, or in connection with any failure of performance, error, omission, interruption, virus, defect, or delay in operation or transmission, even if we are aware.
All of the information on this website, including all text, graphics, software applications, video and audio files and photos (collectively, “Content”), and all rights in the pages and the screens displaying the pages are owned by Gulfstream or affiliated entities or their licensors, protected by copyright under United States and foreign laws. You may not modify, reproduce, copy, distribute, transmit, display, publish, sell, license, create derivative works of or use any aspect of the website or its Content for commercial or public purposes or on any other web site or in a networked computer environment or engage in any other redistribution or republication of the Content. You may create a text link to the home page of our website at www.Gulfstream-ins.com for legitimate business reasons on the condition that it is clear to the users that they are exiting your site and entering a new site, you do not frame or in-line our website or its Content, and you do not create a false association or endorsement or otherwise misrepresent your relationship with Gulfstream.
Additional Copyright Policy for Agents
Appointed agents and brokers in good standing with Gulfstream may use and reproduce copies of this website and its Content to conduct the authorized business of Gulfstream. If you are not an appointed agent or broker in good standing, you may refer to, cite or print and use the Content for your personal, non-commercial use as long as your copies retain all copyright, trademark and other proprietary notices that appear on the original screens.
Trademarks and Service Marks
The “Gulfstream” logo with the stream and the brand name, “Gulfstream Property & Casualty Insurance”, with and without the stream are the intellectual property, trademarks and service marks of Gulfstream. Other trademarks, service marks, trade names, logos, URLs, domain names and icons (“Marks”) appearing on this site, whether registered or not, are owned by Gulfstream or its subsidiaries or affiliated entities, or their licensors. Nothing on this web site grants you any right or license to use any of the Marks without the express written permission of Gulfstream or the third party owners of such Marks.
Hypertext Links To Third Party Sites
As a convenience to you, Gulfstream may provide links to third party websites, or permit third parties to link to this website. Because these other websites are not under our control, we cannot guarantee the quality, accuracy, timeliness or security of those websites. A link to or from another web site does not imply an affiliation between Gulfstream and the third party site owner or an endorsement of the third party site or any products or services that it describes. Your access to and use of any other Internet sites linked to or from this website is at your own risk and we assume no obligation or liability in connection therewith. We may disable a link at any time and will remove any link from this website at the third party site owner’s request.
Insurance Policies, Products, and Services – Disclaimer
Insurance products are issued and underwritten by one of Gulfstream’s insurance companies: Gulfstream Property and Casualty Insurance Company is licensed and offers and sells its insurance products only in the states of Alabama, Florida, Louisiana, Mississippi, South Carolina, and Texas. Gulfstream Select Insurance Company is licensed and offers and sells its insurance products only in the State of Louisiana.
None of the information contained in this website should be viewed as an offer to sell or as a solicitation to purchase any of our products or services. Rather, the information on our products and services is provided to you so that you can learn what products Gulfstream generally offers (and the states where those products are offered). We may make improvements and/or changes in the products, services and/or programs described on this site at any time without notice.
Insurance coverage statements on this website are for general description purposes only. This website does not amend, modify or supplement any insurance policy. Consult the actual policy, your agent or contact us for the name of an agent who can supply you with details regarding terms, conditions, coverages, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to final determination of underwriting qualifications and acceptance by Gulfstream or its underwriting service provider.
Further, this website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any such policy. Whether coverage exists or does not exist for any particular claim or loss under any such policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
Variations in state law regarding the interpretation of insurance policies may exist, and any statements of coverage scope or intent in this summary are general in nature and are subject to change based on such variations. Availability of coverage referenced in this summary may be dependent upon state regulations.
Information for web users
When you visit GSPCIC.com, we gather non-personally identifiable information about your visit, including data such as the internet address of your computer, the type of browser you are using and which web pages referred you to our website. We collect this information so that we can analyze the use of our website and improve our services and your experience. For example, we may use this information to tell you about similar products or services that might be of interest to you.
Choice of Law & International Users
This Usage Agreement shall be governed by the laws of the United States and of the State of Florida, without giving effect to its conflict of laws provisions. This Agreement constitutes the entire agreement between you and Gulfstream with respect to your use of the website.
This website is controlled and operated by Gulfstream from offices within the United States of America. Gulfstream’s home office is located in Sarasota County, Florida. We make no representation that materials at this web site are appropriate or available for use in other Filenames outside of the United States or that access to their content from all territories is legal. You may not use the website or export the website materials in violation of U.S. export laws and regulations. If you access this website from locations outside of the United States, you are responsible for compliance with all local laws.